Indians have a number of festivals lined up in the entire year. Usually, the Indian masses have a tendency to shop for from EMI card app something new for their homes on auspicious occasions like Diwali, Dussehra, Christmas, New Year, etc. As there is mass demand for electronics and appliances in these seasons, usually, there are a number of sales organized in which you get exciting discounts and cashback.
The Bajaj Finserv EMI Card is a very beneficial instrument of credit that you can use for shopping big-ticket products at No-Cost EMI. The Bajaj Finserv EMI card app allows effortless shopping and brings to you a range of almost 1 million+ product! Below are some of the features & benefits of using the Bajaj Finserv EMI card to shop –
1) Shopping at No-Cost EMI –
One of the major benefits of using the Bajaj Finserv EMI card is that you can shop for all products available at the EMI store at No-Cost EMI. No-Cost EMI shopping means that you are not charged any extra interest on the EMIs that you pay. The entire cost of the product you have purchased is divided into equated monthly installments with no extra charge.
2) No Charges on foreclosure –
Most of the lenders levy a foreclosure charge on the loan you get for your purchases. That does not happen when shop using your Bajaj Finserv EMI card. You do not have to pay any charges for having to foreclose your EMIs.
3) Lesser Documentation –
You can easily get the Bajaj Finserv EMI Card by submitting some basic paperwork. You do not need to produce any complex list of documents. Also, if you are an existing cardholder, you need not provide any documentation while making any purchases.
4) Big pre-approved loan –
The Bajaj Finserv EMI card gives you the highest pre-approved loan amount as per your track record, credit history and profile. This enables you to have a higher limit of funds to purchase products of bigger amount.
5) Flexible tenure for repayment –
The users of Bajaj Finserv EMI card are allowed to have flexible tenures for repayment of the purchases that they have made. You can pay all your dues month on month and also foreclose the loan if want to, without having to incur any extra charges.
6) Access to exclusive deals –
With the Bajaj Finserv EMI Card, you can get access to exclusive deals at the EMI store from partner brands. You can avail the benefit of special deals, discounts & cashback vouchers on your purchases at the EMI Store.
How do you go about using the Bajaj Finserv EMI Card?
With the Bajaj Finserv EMI Card, you can get a pre-approved loan of up to ₹4 Lakhs. With these funds, you can buy electronics, gadgets, lifestyle products both online as well as offline. The choice of tenures that you have is 3, 6, 9, 12, 18, or 24 months as per your needs. You can very easily keep a track of all your Bajaj Finserv EMI Card transactions using the customer portal.
Since we’re basically worried about versatile installment applications, perhaps the main concern is losing your cell phone, which contains most of your delicate data and installment information assuming that you use installment applications. Hoodlums could pile up charges on your cards or utilize your installment applications to go on a shopping binge assuming that you haven’t as expected shielded it. Besides leaving you with an unfilled financial balance or an overdraft, the event might hurt your FICO score with the bank, making it hard to acquire an advance or home loan later on.
Shopping using the Bajaj Finserv EMI Card –
Users can avail of amazing deals on electronics, gadgets, smartphones, home appliances, fitness equipment etc using the Bajaj Finserv EMI card. You can shop online as well as offline using the Bajaj Finserv EMI Card.
With the Bajaj Finserv EMI Card, you can get a pre-endorsed advance of up to ₹4 Lakhs. With these assets, you can purchase hardware, devices, way of life items both online just as disconnected. The selection of residencies that you have is 3, 6, 9, 12, 18, or two years according to your requirements. You can without much of a stretch monitor all your Bajaj Finserv EMI Card exchanges utilizing the client entrance.
- Log in to the Bajaj Finserv app using your registered mobile number
- Click on the EMI Store icon on the Homepage
- Select the products you want to purchase & add them to your cart
- Choose an appropriate tenure
- Put in your correct delivery address
- You will receive an OTP for authentication post which your order will be confirmed
How to pay EMIs for the purchases made?
- Log in to the Bajaj Finserv App
- Click on the Hamburger menu on the top left corner of the homepage
- Click on ‘My Relations’ where you will find all your existing relationships with Bajaj
- Click on the loan for which you want to pay the EMI
- Select a payment method of your choice
- Initiate the EMI Payment