Here’s All You Should Know About Health Card

Medical expenses can be challenging to tackle, especially since such emergencies leave little room for planning or forethought. While a health insurance policy can help you bear the cost of hospitalisation, it does not provide sufficient coverage when it comes to certain forms of treatment.

In such cases, you can rely on a Bajaj Finserv Digital Health EMI Network Card to pay for all your medical expenses. With the required financing for a wide range of health issues, you can avail such a card and start utilising its numerous benefits.

What is the Bajaj Finserv Digital Health EMI Network Card?

The Health EMI Network Card is specifically designed to aid users financially in availing the best possible treatments when the need arises. With it, one can pay any immediate medical liabilities without burdening his/her savings. Therefore, with health issues cropping up, you know just how to fund treatment.

The primary benefit of the card is that it allows you to convert your medical liabilities into convenient monthly instalments or EMIs. Thus, instead of paying the entire cost of treatment at once, you can choose to pay the dues through manageable EMIs. Doing so restricts overburdening your finances, thereby allowing you to afford even the costliest procedures with ease.

Eligibility criteria for the Bajaj Finserv Digital Health EMI Network Card

The simple eligibility terms outlined by the NBFC means that almost any earning individual can avail this financial product. Still, here are the basic criteria that you must fulfil – 

• Applicants must age between 23 and 60 years
• Applicants must have a regular source of income

Keep in mind that existing Bajaj Finserv EMI Network members can apply for this health card online. If you are not a member of this family, you would need to visit one of the partner facilities to avail of this product.

Documents necessary to avail this card

If you fulfil both the eligibility criteria and want to opt for such a card, you need to proceed for its documentation process. Submit the following paperwork to avail this Health EMI Network Card – 

• A copy of your PAN card
• A copy of your address proof, such as your Aadhaar card, driving license, passport, etc.
• Duly signed ECS mandate, ensuring timely payments
• If IMPS is unavailable, a cancelled cheque can also be provided

How to apply for the health card?

Existing EMI Network members of the financial institution can take advantage of online application to avail the card instantly. The process of doing the same is mentioned below – 

• Step 1: Visit the official website for the health card and click on ‘Get it now’.
• Step 2: Provide the mobile number registered with Bajaj Finserv for verification.
• Step 3: Check your pre-sanctioned limit and pay the joining fee online for instant card approval.
• Step 4: Open Bajaj Finserv app and confirm the instant activation of this health card through your phone. 

If you do not own an EMI Network Card from Bajaj Finserv at the time of this application, you cannot avail the same online. Instead, ready your documents and visit one of the network outlets for this card. Although following this procedure can be difficult during emergency health issues, the instant activation feature is still highly beneficial.

How much do you need to pay for the Health EMI Network Card?

One will need to bear a one-time joining fee when availing the Bajaj Finserv Digital Health EMI Network Card. This fee depends on the variant of card you pick, which is available in two major varieties, namely Insta Health EMI Network Card and the Non-insta Health EMI Network Card.

For the insta variant, you would need to pay a joining fee of Rs.707 while a nominal fee of Rs.589 is required for the non-insta variant.

Treatments covered by the card

The health card covers the expenses of over 800 treatments and consultations. Listed below are just some of the avenues of therapy you can pay for using this financial product – 

1. Bariatric surgery
2. General surgery
3. Diagnostic care
4. Homoeopathy treatments
5. Vascular surgery
6. Dental care
7. Obstetrics
8. Orthopaedics
9. Oncology
10. Pulmonology
11. Maternity treatment and care
12. Cosmetic surgeries
13. Slimming surgeries or treatments
14. ENT treatments
15. Fertility treatments

This is by no means an expansive list of health issues funded with this card. Also, the treatments can be availed at over 5,500 network facilities across 1,000 plus cities in India.

With zero documentation and minimum eligibility requirements, one can easily apply for this health card and start using the same in one working day. With such an option in place, healthcare is now more affordable and hassle-free for you and your family.