How To Modify A Direct Deposit Bank Account in QuickBooks?

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How To Modify A Direct Deposit Bank Account in QuickBooks?

You know, “How to modify your QuickBooks direct deposit bank account?” If not, you have an opportunity to acquire the answer to this question. You can do so.

Direct deposit is an excellent technique to reduce payroll time and direct deposit is relatively easy to implement. We explain a technique to update your bank account with a direct deposit in this blog. 

You have an opportunity to alter your account, from which your budget for payroll direct deposit is deducted if your QuickBooks desktop payroll is fundamental, upgraded, or more suited for direct deposit.

What is required before modifying a direct deposit bank account in QuickBooks?

There are two things you need to modify direct deposit bank account in QuickBooks – the prerequisites and how does it function and look before modifying the direct deposit bank account in Quickbooks;


Direct Deposit Bank Account in QuickBooks Requirements-

To do this exercise, you simply need two objects yet both are required. Make sure the following things are now available:

The Functioning

  • In order to validate the new account, you must email a banking and blank check form to Xero. They will check that they have the right shape thereafter.
  • Until the bank change is permitted, direct deposit service is not possible.
  • The execution lasts up to 2 weeks.
  • Users who submitted the form after the completed procedure are informed by Xero support.


In QuickBooks Desktop add New Bank Account.

  • Let us start the operation by adding a new QuickBooks Desktop bank account:
  • Login to QuickBooks Desktop and access the ‘Account Charts’ option.
  • Go to ‘Accounts’ and click on the option ‘New.’
  • Go to the option ‘bank,’ then select ‘Select’
  • You must add all the information you wish to add to the bank in the following step.
  • Finally, to save your changes, click on the ‘Save & Close’ option.


Update the Bank Payroll Information

We will change your bank data in the payroll account management portal of QuickBooks because, for the sake of inaccurate bank details, QuickBooks Online payroll updates the information in the payroll account management portal of QuickBooks.


How To Modify Direct Deposit Bank Account in QuickBooks?


  • Select the “employees” menu and proceed to the ‘My payroll service’ option from the QuickBooks Payroll Account Management portal.
  • Click the option ‘accounts/billing information’ in the list in the following step.
  • Log in to your user ID, password, or log in credential in your Intuit account.
  • Check the payroll details part and then click on the “Edit” option.
  • Check the new account for direct deposits
  • Follow the procedure for the verification of the new bank account with direct deposits:
  • Select the option ‘My Payroll Service’ from the ‘Employee’ page.
  • Click the “Account” information in the following step. Click on it.
  • Get into the Intuit account again, enter the payroll area and check the bank account for direct deposit.
  • Click the ‘submit’ button to finish the job. Now confirm your payroll PIN.
  • Install and upgrade QuickBooks bank account:
  • Set up the QuickBooks Desktop Account Chart if you haven’t yet developed it
  • To begin with, click Lists and Account Chart.
  • Then, choose New and click on the Accounts option.
  • Select a bank now and continue clicking.
  • Then input the information into your bank account.
  • Finally, to save your changes, click Save & Close.
  • In the QuickBooks Account maintenance page, update the bank account information.
  • Go to Employees in QuickBooks desktop. 
  • Select My Payroll and then Accounts/Billing Information from the drop-down menu.
  • After that, sign in with your Intuit Account credentials.
  • Click on any of the bank account details in the Direct Deposit section.
  • When the notice appears, choose OK.
  • In QuickBooks, create an account.
  • Then, after entering your payroll pin, click the submit button.
  • Click Submit after entering the updated bank statement information.
  • Wait for confirmation and then click the proceed button.


Check debits will be sent to your new bank by Intuit. The test debits might take up to two banking days to appear on your bank statement. Before submitting your Direct Deposit paycheck, you’ll need to complete the procedures in the section below to activate your new bank account. 

Using the Intuit service, choose the bank account to which QuickBooks Desktop should publish transactions at the bottom. 

When changing a bank account, it’s critical to update the bank account (Chart of bills) to which direct wages and spending will be posted.


  • Select Send Payroll Data from the Employees menu on the top menu.
  • After then, select options from the send/receive data window.
  • After that, go to Account and click on it.
  • Activate the Bank Account for Direct Deposit:
  • Follow the instructions below to activate your new direct deposit bank account:


In QuickBooks Account Protection, enter those two test debits. Follow these steps:


  • Select My Payroll service from the Employees menu, then Account/Billing details.
  • Then, using your Intuit Account login, register for the service.
  • Next to Direct Deposit bank account details, select the verify link.


  • To confirm your new bank account, go ahead and enter the two test debit amounts.
  • Then, input your payroll Pin and confirm it.
  • Then, when you’re ready, press the submit button.
  • When making paychecks in QB Desktop, change the default bank account used.
  • Change the bank account to which you will be depositing your funds.



We hope that all of the above processes are simple to follow and that the question of ‘How to Modify Your Direct Deposit Bank Account in QuickBooks?’ has been answered. If you’re having trouble with a problem or error, you may contact our ProAdvisor for a quick and effective solution.


Read More- How To Pay Bill For vendors Through Direct Deposit


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Jeff Bailey is a tech enthusiast and gadget guru with a profound understanding of the ever-evolving world of technology. With a keen eye for innovation and a passion for staying ahead of the curve, Jeff brings insightful perspectives on the latest gadgets and tech trends.