What are the different utility bills and how to get cashback on them?

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A major part of your income gets spent of on a number of utilities that are an inseparable part of our day today life. The utility bill payments that we make monthly largely are comprised of utilities such as –

  • Electricity bill
  • Water bill
  • Gas/LPG
  • Wi-Fi/Broadband
  • Landline Phone bill

Every household has to pay at least some of the above-mentioned bills monthly. As all of these bills are charged for some or the daily necessities, you cannot really skip them or just stop using the facility to avoid the bill.

What effects does utility bill payment have on your credit score?

The concerned utility service providers adhere to a different set of standards in case they feel the need to report about any defaulter to the credit reference agencies. On general terms, your monthly utility bills are not deemed as credit accounts. Hence, your regular payments of these utilities may not reflect on your credit health report. But the case might be slightly different if you are not paying your bills regularly in a disciplined manner. The service provider for the concerned utility bill can complain against you to the authorities.

Additionally, if you are found to be owing any amount of money to any utility service provider and it has been pending for long, you might be penalised via legal action for doing so. This legal action for defaulting payments can certainly reflect on your credit report in turn leaving a bad impression on your credit history. You definitely will want to avoid it as it can leave a lasting mark. If you need to find out what exactly actually affects your credit score, there are various sources from where you can obtain this information.

How can you ensure regular utility bill payments?

  • Paying bills on time is necessary as it helps you get continued services without any interruption.
  • Also it can help you in avoiding the bills to pile up.
  • You can set reminders for upcoming bill payments so that you do not miss out on any due date.
  • It is always to wise to regulate the usage of different utilities so that you can keep their bills in control.
  • Using your resources judiciously can help you keep a check on your utility bills.
  • Set aside a monthly budget in advance dedicated for utilities like electricity bill, water bill etc.
  • Utilities like electricity bill are recurring monthly and you can very easily cut down the cost by using electricity wisely.

Read Also – How To Pay The Electricity Bill In Lockdown

Each one of us has a different payment habit. Mostly, all the utility bills have to paid on a monthly basis. It is generally better to not pile up the bills and pay them monthly as and when you receive them. This will help you remain stress free and you won’t have to worry about the pending payments at your end. Also, it is easy to pay small amounts regularly rather than a big sum, one time.

How can you get cashback on utility bill payments?

Paying utility bills using bill payment applications is very easy and timesaving. Winning rewards and cashback are one of the major advantages of paying for utilities like electricity bill, water bill, LPG etc online. You can stand a chance to win exciting rewards and cashback for using the payments app to pay the utility bills. The apps also reward you with vouchers that can be redeemed at partner brands to help you get discount.

Which app is best for utility bill payment?

The Bajaj Finserv app is best for utility bill payment. It allows you pay for all top billers of Electricity bills, water bills, LPG etc. You can choose to pay using different modes of payments such as Credit Card, Debit Card, Wallet, UPI etc.

You can get reminders for bill payments that are coming up in future. The app also allows you to easily get access to past transactions and payments history via its passbook. As you can make bill payments anytime, anywhere it makes the app very convenient for users.





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Alfred Williams, a distinguished business writer, navigates the corporate landscape with finesse. His articles offer invaluable insights into the dynamic world of business. Alfred's expertise shines, providing readers with a trustworthy guide through the complexities of modern commerce.